Does Stripe charge a monthly fee in India?

No. On standard pricing Stripe charges no setup or monthly fee in India: you pay 2% per successful payment with Mastercard and Visa cards issued in India, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.

How much does Stripe charge for international cards in India?

Mastercard and Visa cards issued outside India: 3%; American Express cards issued outside India: 3.5%; international cards with US dollar or other foreign-currency pricing: 4.3%. Currency conversion adds another 2% when it is needed.

What does a dispute cost on Stripe in India?

₹1,000.00 for each dispute you receive. Countering it by hand costs another ₹1,000.00, which Stripe gives back if you win and keeps if you lose.

Stripe · Processing fees

What are Stripe's fees in India?

Checked October 31, 2026

Stripe charges businesses in India 2% for each successful payment with Mastercard and Visa cards issued in India. Mastercard and Visa cards issued outside India cost 3% and American Express cards issued outside India cost 3.5%, and currency conversion adds 2%. A dispute costs ₹1,000.00. There is no setup or monthly fee. Rates from Stripe's pricing page for India, checked 31 October 2026.

Domestic card: 2% (Mastercard and Visa cards issued in India)
International card: 3% (Mastercard and Visa cards issued outside India); 3.5% (American Express cards issued outside India); 4.3% (international cards with US dollar or other foreign-currency pricing)
Currency conversion: +2%
Disputes fee: ₹1,000.00 per dispute received, ₹1,000.00 to counter (refunded if you win)
Monthly fee: None on standard pricing

What PlatformDTC does

PlatformDTC can take card payments through your own Stripe account in India, and those sales carry no PlatformDTC fee and no plan fee. The ₹1,000,000 month above therefore costs the same ₹20,000.00 on PlatformDTC: Stripe's rate and nothing else, with the cards your customers save kept in your own Stripe account.

Every rate

Stripe's standard online card pricing for businesses in India, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.

Fee	Rate	When it applies
Domestic card (Mastercard and Visa cards issued in India)	2%	Each successful payment
International card (Mastercard and Visa cards issued outside India)	3%	Card issued outside the domestic area
International card (American Express cards issued outside India)	3.5%	Card issued outside the domestic area
International card (international cards with US dollar or other foreign-currency pricing)	4.3%	Card issued outside the domestic area
Currency conversion	+2%	The payment needs converting to another currency
Dispute received	₹1,000.00	Each dispute (chargeback) you receive
Dispute countered	₹1,000.00	Each dispute you respond to manually; refunded if you win
Setup or monthly fee	None	Standard pricing

Stripe card fees in India (INR)

A worked month

Assumptions: Stripe's standard pricing, an average order of ₹5,000, every payment successful, no refunds or disputes. Each line is rounded to the cent.

₹1,000,000.00 in 200 orders, all Mastercard and Visa cards issued in India: 2% of ₹1,000,000.00 = ₹20,000.00. Total ₹20,000.00, or 2.00% of sales.

₹5,000,000.00 in 1,000 orders, all Mastercard and Visa cards issued in India: 2% of ₹5,000,000.00 = ₹100,000.00. Total ₹100,000.00, or 2.00% of sales.

If a fifth of that ₹5,000,000 month came from Mastercard and Visa cards issued outside India at 3%, with no currency conversion, the bill would be ₹80,000.00 on the domestic ₹4,000,000 plus ₹30,000.00 on the international ₹1,000,000: ₹110,000.00 in total.

Month	Card mix	Stripe fees	Effective rate
₹1,000,000 in 200 orders	All Mastercard and Visa cards issued in India	₹20,000.00	2.00%
₹1,000,000 in 200 orders	80% domestic, 20% Mastercard and Visa cards issued outside India (no conversion)	₹22,000.00	2.20%
₹5,000,000 in 1,000 orders	All Mastercard and Visa cards issued in India	₹100,000.00	2.00%
₹5,000,000 in 1,000 orders	80% domestic, 20% Mastercard and Visa cards issued outside India (no conversion)	₹110,000.00	2.20%

One month of card sales on Stripe in India

What raises your fees

The headline rate covers the cheapest case. These push the real cost up:

Domestic debit card payments are charged the Merchant Discount Rate of 0.4%, capped at ₹200, according to Stripe's Indian page.

Cards from abroad — Mastercard and Visa cards issued outside India: 3%.
Cards from abroad — American Express cards issued outside India: 3.5%.
Cards from abroad — international cards with US dollar or other foreign-currency pricing: 4.3%.
Currency conversion: +2% when the payment is in a currency other than the one you are paid out in.
Disputes: ₹1,000.00 for each dispute received, plus ₹1,000.00 if you counter it by hand (given back if you win).

For developers

The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.

Frequently asked questions

Does Stripe charge a monthly fee in India?: No. On standard pricing Stripe charges no setup or monthly fee in India: you pay 2% per successful payment with Mastercard and Visa cards issued in India, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
How much does Stripe charge for international cards in India?: Mastercard and Visa cards issued outside India: 3%; American Express cards issued outside India: 3.5%; international cards with US dollar or other foreign-currency pricing: 4.3%. Currency conversion adds another 2% when it is needed.
What does a dispute cost on Stripe in India?: ₹1,000.00 for each dispute you receive. Countering it by hand costs another ₹1,000.00, which Stripe gives back if you win and keeps if you lose.

Sources

Stripe pricing — India — Stripe