Food and drink · Merchant category codes
What is MCC 5462 (Bakeries)?
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MCC 5462 (Bakeries) is the merchant category code for stores that sell, and may make, bakery goods. A cookie, cake or bread brand shipping its own goods fits here. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Bakeries
- Stripe name
- Bakeries
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Cake shops, Cookie stores, Pastry and pie shops, Bagel and doughnut shops, Wedding cakes
What PlatformDTC does
PlatformDTC's payments setup lists 5462 in its Industry picker as "Bakeries" under "Retail"; typing 5462 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5462
Visa uses 5462 for stores that sell, and may make, bakery goods.
A cookie, cake or bread brand shipping its own goods fits here.
- Cake shops
- Cookie stores
- Pastry and pie shops
- Bagel and doughnut shops
- Wedding cakes
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5441 | Candy, Nut, and Confectionery Stores | Most sales are candy or chocolate |
| 5499 | Miscellaneous Food Stores – Convenience Stores and Specialty Markets | Baked goods are part of a wider specialty food range |
Risk, 3D Secure and Stripe rules
5462 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5462 high risk?
- No. 5462 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5462?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5462 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5441 — Candy, chocolate, nuts, dried fruit, popcorn and other sweets.
- 5499 — Specialty, gourmet and health foods, vitamin stores and meal kits.
- 5451 — Packaged butter, cheese, ice cream, milk and other dairy.
- 5422 — Fresh, frozen or cured meat, fish and seafood, including bulk freezer plans.
- 5921 — Packaged beer, wine and liquor to drink off the premises.
- 5411 — Full-line food stores where perishables are at least 45% of monthly sales.