Food and drink · Merchant category codes
What is MCC 5441 (Candy, Nut and Confectionery Stores)?
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MCC 5441 (Candy, Nut, and Confectionery Stores) is the merchant category code for retail sellers of candy, chocolate, nuts, dried fruits, popcorn and other confections. A chocolate, candy or nut brand fits here. Baked goods such as cookies and cakes fit 5462 Bakeries. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Candy, Nut, and Confectionery Stores
- Stripe name
- Candy, Nut, and Confectionery Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Chocolate shops, Confectionery, Nut shops, Dried fruit, Popcorn
What PlatformDTC does
PlatformDTC's payments setup lists 5441 in its Industry picker as "Candy, nut, and confectionery stores" under "Retail"; typing 5441 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5441
Visa uses 5441 for retail sellers of candy, chocolate, nuts, dried fruits, popcorn and other confections.
A chocolate, candy or nut brand fits here. Baked goods such as cookies and cakes fit 5462 Bakeries.
- Chocolate shops
- Confectionery
- Nut shops
- Dried fruit
- Popcorn
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5462 | Bakeries | Most sales are baked goods |
| 5499 | Miscellaneous Food Stores – Convenience Stores and Specialty Markets | Sweets are part of a wider specialty food range |
| 5947 | Gift, Card, Novelty and Souvenir Shops | Sweets are sold as part of a gift range |
Risk, 3D Secure and Stripe rules
5441 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5441 high risk?
- No. 5441 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5441?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5441 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5462 — Stores that sell, and may make, bakery goods.
- 5499 — Specialty, gourmet and health foods, vitamin stores and meal kits.
- 5451 — Packaged butter, cheese, ice cream, milk and other dairy.
- 5422 — Fresh, frozen or cured meat, fish and seafood, including bulk freezer plans.
- 5921 — Packaged beer, wine and liquor to drink off the premises.
- 5411 — Full-line food stores where perishables are at least 45% of monthly sales.