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Food and drink · Merchant category codes

What is MCC 5422 (Freezer and Locker Meat Provisioners)?

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MCC 5422 (Freezer and Locker Meat Provisioners) is the merchant category code for stores that sell fresh, frozen or cured meats, fish and seafood, including bulk meat for freezer storage and home freezer plans. A meat or seafood box brand fits here. A store selling many food types fits 5499, or 5411 if perishables are at least 45% of sales. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.

Visa name
Freezer and Locker Meat Provisioners
Stripe name
Freezer and Locker Meat Provisioners
Restricted by Stripe
No
Visa high-integrity risk
No
Visa 3D Secure rule for online sales
No rule tied to this code
In PlatformDTC's Industry picker
Yes, under "Retail"
Typical products
Butcher shops, Seafood markets, Frozen meat, Home freezer plans

What PlatformDTC does

PlatformDTC's payments setup lists 5422 in its Industry picker as "Freezer and locker meat provisioners" under "Retail"; typing 5422 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.

What sells under MCC 5422

Visa uses 5422 for stores that sell fresh, frozen or cured meats, fish and seafood, including bulk meat for freezer storage and home freezer plans.

A meat or seafood box brand fits here. A store selling many food types fits 5499, or 5411 if perishables are at least 45% of sales.

  • Butcher shops
  • Seafood markets
  • Frozen meat
  • Home freezer plans

Codes it is confused with

Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.

CodeNameUse it instead when
5411Grocery Stores and SupermarketsYou run a full grocery
5499Miscellaneous Food Stores – Convenience Stores and Specialty MarketsMeat is part of a wider specialty food range
Codes close to 5422 and when to use them instead

Risk, 3D Secure and Stripe rules

5422 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.

Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.

Frequently asked questions

Is MCC 5422 high risk?
No. 5422 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
Can a PlatformDTC store use MCC 5422?
Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5422 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.

Sources

Related

Payments library