Sports, toys and hobbies · Merchant category codes
What is MCC 5945 (Hobby, Toy and Game Shops)?
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MCC 5945 (Hobby, Toy, and Game Shops) is the merchant category code for stores that sell toys and games, and may sell a limited range of craft and hobby kits. A toy or board game brand fits here. Mostly craft supplies fit 5970. Visa requires 3D Secure on its online sales for merchants located in Hong Kong and Macau.
- Visa name
- Hobby, Toy, and Game Shops
- Stripe name
- Hobby, Toy, and Game Shops
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- Required for merchants located in Hong Kong and Macau
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Toy stores, Board games, Hobby shops
What PlatformDTC does
PlatformDTC's payments setup lists 5945 in its Industry picker as "Hobby, toy, and game stores" under "Retail"; typing 5945 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5945
Visa uses 5945 for stores that sell toys and games, and may sell a limited range of craft and hobby kits.
A toy or board game brand fits here. Mostly craft supplies fit 5970.
- Toy stores
- Board games
- Hobby shops
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5970 | Artists' Supply and Craft Shops | Most sales are art and craft supplies |
| 5816 | Digital Goods – Games | You sell digital games |
| 5641 | Children's and Infants' Wear Stores | You sell children's clothing |
Risk, 3D Secure and Stripe rules
5945 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Visa's rules require acquirers to process online sales under 5945 with Visa Secure (3D Secure) for merchants located in Hong Kong and Macau. Elsewhere, 3D Secure for this code follows the general rules of the merchant's country and the issuer's request.
Frequently asked questions
- Is MCC 5945 high risk?
- No. 5945 is not on Visa's high-integrity risk list. Stripe does not mark it restricted. Visa does require 3D Secure on online 5945 sales for merchants located in Hong Kong and Macau.
- Can a PlatformDTC store use MCC 5945?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5945 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5970 — Art and craft materials, tools and supplies.
- 5949 — Fabric, patterns, yarn and needlework supplies, maybe sewing classes.
- 5971 — Artwork such as paintings, photographs and sculpture.
- 5972 — Stamps, coins and accessories for collecting or investment.
- 5941 — Sports equipment, camping, fishing, golf, hiking and exercise gear.
- 5940 — Bicycles, bike parts and accessories, with repair.