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Books, gifts and stationery · Merchant category codes

What is MCC 5973 (Religious Goods Stores)?

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MCC 5973 (Religious Goods Stores) is the merchant category code for stores that sell religious goods such as figurines, cards, devotion supplies, pictures, books and decorative items. A store selling religious items fits here. A religious bookshop where books are most of the sales can use 5942. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.

Visa name
Religious Goods Stores
Stripe name
Religious Goods Stores
Restricted by Stripe
No
Visa high-integrity risk
No
Visa 3D Secure rule for online sales
No rule tied to this code
In PlatformDTC's Industry picker
Yes, under "Retail"
Typical products
Devotional supplies, Religious figurines, Religious books

What PlatformDTC does

PlatformDTC's payments setup lists 5973 in its Industry picker as "Religious goods stores" under "Retail"; typing 5973 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.

What sells under MCC 5973

Visa uses 5973 for stores that sell religious goods such as figurines, cards, devotion supplies, pictures, books and decorative items.

A store selling religious items fits here. A religious bookshop where books are most of the sales can use 5942.

  • Devotional supplies
  • Religious figurines
  • Religious books

Codes it is confused with

Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.

CodeNameUse it instead when
5942Book StoresMost sales are books
Codes close to 5973 and when to use them instead

Risk, 3D Secure and Stripe rules

5973 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.

Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.

Frequently asked questions

Is MCC 5973 high risk?
No. 5973 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
Can a PlatformDTC store use MCC 5973?
Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5973 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.

Sources

Related

Payments library