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Shopify Payments · Processing fees

What are Shopify Payments fees in Portugal?

Checked

Shopify Payments charges stores in Portugal 1.8% + €0.30 per online payment with a standard card on the Basic plan, 1.6% + €0.30 on Grow, 1.5% + €0.30 on Advanced and 1.35% + €0.30 on Plus. American Express and international cards cost 3% + €0.30 on Basic. Using another payment provider adds Shopify's own fee of 2%, 1%, 0.6% or 0.2% by plan. Read from Shopify's Portugal pricing page on 31 October 2026.

Domestic card
1.8% + €0.30 (Basic), 1.6% + €0.30 (Grow), 1.5% + €0.30 (Advanced), 1.35% + €0.30 (Plus)
International card
3% + €0.30 (Basic) to 2.55% + €0.30 (Plus)
Third-party provider fee
2% (Basic), 1% (Grow), 0.6% (Advanced), 0.2% (Plus)
Monthly fee
€27, €74 or €384 a month (Basic, Grow, Advanced, paid monthly); Plus from €2,100

What PlatformDTC does

Shopify charges its 0.2%–2% extra fee whenever a store in Portugal takes cards through another provider. PlatformDTC charges no such fee and no plan fee: connect your own Stripe account or PayPal business account and the sales carry only that provider's rate, which on the €50,000 month above saves the €1,000.00 Shopify Basic would add.

Every rate

Shopify Payments online rates for stores in Portugal, by plan, from the "Compare all features" table on Shopify's Portugal pricing page (read on 31 October 2026). In-person and local payment method rates are listed on the same page.

FeeBasicGrowAdvancedPlus
Plan price, paid monthly€27€74€384from €2,100
Online card, standard1.8% + €0.301.6% + €0.301.5% + €0.301.35% + €0.30
Online card, American Express3% + €0.302.9% + €0.302.7% + €0.302.55% + €0.30
Online card, international3% + €0.302.9% + €0.302.7% + €0.302.55% + €0.30
Extra Shopify fee if you use another payment provider2%1%0.6%0.2%
Shopify plans and Shopify Payments online rates in Portugal

A worked month

Assumptions: plans paid monthly, every sale an online payment with a standard card issued in Portugal, an average order of €50, no refunds or disputes. Each line is rounded to the cent.

€10,000.00 in 200 orders on Basic: 1.8% of €10,000.00 = €180.00, plus 200 × €0.30 = €60.00, so card fees are €240.00 (2.40% of sales). With the €27 plan the month costs €267.00.

€50,000.00 in 1,000 orders on Basic: 1.8% of €50,000.00 = €900.00, plus 1,000 × €0.30 = €300.00, so card fees are €1,200.00 (2.40% of sales). With the €27 plan the month costs €1,227.00.

Grow costs €47 a month more than Basic and saves 0.2% on every standard card sale, so it pays for itself above €23,500.00 of card sales a month.

If the same €50,000 month on Basic ran through another payment provider, Shopify would add its 2% fee: €1,000.00, on top of that provider's own card fees.

MonthPlanPlan priceCard feesTotal
€10,000 in 200 ordersBasic€27€240.00€267.00
€10,000 in 200 ordersGrow€74€220.00€294.00
€10,000 in 200 ordersAdvanced€384€210.00€594.00
€50,000 in 1,000 ordersBasic€27€1,200.00€1,227.00
€50,000 in 1,000 ordersGrow€74€1,100.00€1,174.00
€50,000 in 1,000 ordersAdvanced€384€1,050.00€1,434.00
One month on Shopify in Portugal, all standard domestic cards

What raises your fees

The headline is the standard-card rate. These push the real cost up:

  • American Express: 3% + €0.30 on Basic instead of 1.8% + €0.30.
  • International cards: 3% + €0.30 on Basic, 2.55% + €0.30 on Plus.
  • Another payment provider: Shopify's own 2% (Basic), 1% (Grow), 0.6% (Advanced) or 0.2% (Plus) on every sale, plus that provider's fees.
  • The plan itself: €27 to €384 a month paid monthly, which is a large share of a small store's costs.
  • Small orders: the fixed €0.30 weighs more on a small basket. On a €10 order, Basic's 1.8% + €0.30 is 4.80% of the sale.

Frequently asked questions

Can I avoid Shopify's third-party transaction fee in Portugal?
Only by taking payments with Shopify Payments. Any other provider on Shopify pays Shopify's 2% (Basic), 1% (Grow), 0.6% (Advanced) or 0.2% (Plus) on top of its own fees. On a platform without that fee, such as PlatformDTC, your own Stripe or PayPal account pays only its own rate.
What does Shopify Payments charge for international cards in Portugal?
3% + €0.30 on Basic, 2.9% + €0.30 on Grow, 2.7% + €0.30 on Advanced and 2.55% + €0.30 on Plus.
Which Shopify plan is cheapest in Portugal?
At standard domestic card rates with monthly billing: Grow costs €47 a month more than Basic and saves 0.2% on every standard card sale, so it pays for itself above €23,500.00 of card sales a month. Below that, Basic costs less.

Sources

Related

Payments library