PayPal · Processing fees
What are PayPal's fees in Switzerland?
Checked
PayPal charges businesses in Switzerland 3.4% + CHF 0.55 for each domestic PayPal payment. Payments from abroad add 1.29% from the EEA, 1.29% from the United Kingdom and 1.99% from all other countries. Converting currency costs 3% above the base exchange rate, and a dispute costs CHF 15.00. Read from PayPal's Switzerland fee page, checked 31 October 2026.
- PayPal checkout
- 3.4% + CHF 0.55 per domestic payment
- International card
- Add 1.29% from the EEA, 1.29% from the United Kingdom and 1.99% from all other countries
- Currency conversion
- 3% above the base exchange rate
- Disputes fee
- CHF 15.00 (CHF 30.00 at high dispute volume)
What PlatformDTC does
PlatformDTC connects your own PayPal business account in Switzerland: the PayPal button at checkout, and PayPal card processing for cards typed into your checkout. PlatformDTC adds no fee to those sales, so the CHF 10,000 month above costs the same CHF 450.00 on PlatformDTC, with no plan fee. PayPal card processing can also act as the backup when a card is declined on PlatformDTC Payments or your own Stripe account.
Every rate
Every rate below is copied from PayPal's fee page for Switzerland (the page is in German), read on 31 October 2026. Each percentage is charged on the full payment, and the fixed fee of CHF 0.55 is added to each payment received in Swiss francs. Payments in other currencies carry that currency's own fixed fee from PayPal's table.
| Fee | Rate | When it applies |
|---|---|---|
| PayPal payment (commercial transactions) | 3.4% + CHF 0.55 | The shopper pays with PayPal and the money comes from your own country. |
| International payment, sender in the EEA | +1.29% | Added to the domestic percentage when the payer's PayPal account or card is from abroad. |
| International payment, sender in the United Kingdom | +1.29% | Added to the domestic percentage when the payer's PayPal account or card is from abroad. |
| International payment, sender in all other countries | +1.99% | Added to the domestic percentage when the payer's PayPal account or card is from abroad. |
| Currency conversion | 3% above the base exchange rate | PayPal converts a payment or balance into another currency. |
| Dispute fee | CHF 15.00 | A buyer opens a dispute or chargeback on a payment made through PayPal checkout. |
| Dispute fee at high volume | CHF 30.00 | Applies instead when your account has a high number of disputes, under PayPal's user agreement. |
| Card chargeback fee | CHF 22.00 | A card payment made outside a PayPal account or guest checkout is charged back by the card's bank. |
A worked month
Assumption: an average order of CHF 50.00, every payment in Swiss francs, no refunds or disputes.
CHF 10,000.00 of sales in 200 domestic PayPal payments: 3.4% of CHF 10,000.00 = CHF 340.00; 200 × CHF 0.55 = CHF 110.00; total CHF 450.00 (4.50% of sales).
CHF 50,000.00 of sales in 1,000 domestic PayPal payments: 3.4% of CHF 50,000.00 = CHF 1,700.00; 1,000 × CHF 0.55 = CHF 550.00; total CHF 2,250.00 (4.50% of sales).
The table adds the same months with a fifth of sales coming from all other countries, where PayPal adds 1.99% to the percentage on those payments only.
| Month | Mix | PayPal fees | Share of sales |
|---|---|---|---|
| CHF 10,000 in 200 payments | All domestic PayPal payments | CHF 450.00 | 4.50% |
| CHF 10,000 in 200 payments | 80% domestic, 20% from all other countries (+1.99%) | CHF 489.80 | 4.90% |
| CHF 50,000 in 1,000 payments | All domestic PayPal payments | CHF 2,250.00 | 4.50% |
| CHF 50,000 in 1,000 payments | 80% domestic, 20% from all other countries (+1.99%) | CHF 2,449.00 | 4.90% |
What raises your fees
The headline 3.4% + CHF 0.55 is the floor for a domestic PayPal payment in Switzerland. These push the real cost up:
- Payments from abroad: 1.29% from the EEA, 1.29% from the United Kingdom and 1.99% from all other countries.
- Currency conversion: 3% above the base exchange rate whenever PayPal converts the money.
- Disputes: CHF 15.00 each, or CHF 30.00 once your dispute volume counts as high.
- Card chargebacks: CHF 22.00 each.
- Small orders: the fixed CHF 0.55 weighs more on a small basket than on a large one.
For developers
The fee PayPal took on each payment is returned on the capture in the Orders API (seller_receivable_breakdown.paypal_fee), so you can reconcile real fees against this page.
Frequently asked questions
- Does PayPal charge a monthly fee in Switzerland?
- For PayPal checkout payments you pay per payment received: 3.4% + CHF 0.55 on a domestic payment, plus the international and conversion fees when they apply.
- How much does PayPal charge for international payments in Switzerland?
- PayPal adds 1.29% from the EEA, 1.29% from the United Kingdom and 1.99% from all other countries to the domestic percentage, and 3% above the base exchange rate if the money has to be converted. On a CHF 50.00 payment from all other countries that is CHF 3.25, against CHF 2.25 for a domestic one.
- What does a PayPal dispute cost in Switzerland?
- PayPal's standard dispute fee in Switzerland is CHF 15.00 per dispute on a payment made through PayPal checkout, rising to CHF 30.00 when your account has a high number of disputes. A chargeback on a card payment processed outside a PayPal account costs CHF 22.00.
Sources
Related
- Sweden — 3.4% + SEK 3.25 per domestic PayPal payment; 1.9% + SEK 3.25 for cards via PayPal card processing
- Denmark — 3.4% + DKK 2.60 per domestic PayPal payment; 1.9% + DKK 2.60 for cards via PayPal card processing
- Norway — 3.4% + NOK 2.80 per domestic PayPal payment; 1.9% + NOK 2.80 for cards via PayPal card processing
- Poland — 2.9% + PLN 1.35 per domestic PayPal payment; 1.9% + PLN 1.35 for cards via PayPal card processing
- Hong Kong SAR China — 3.9% + HK$2.35 per domestic PayPal payment; 3.4% + HK$2.35 for cards via PayPal card processing
- Japan — 3.6% + ¥40 per domestic PayPal payment; 3.2% + ¥40 for cards via PayPal card processing