Merchant category codes
MCC codes for services sold online
Checked
Online services have their own codes, separate from goods. 8999 covers professional services no other code fits, 7392 consulting and public relations, 7311 advertising, 7333 commercial art and graphic design, 7221 portrait photography, 8299 courses and instruction, 7299 personal services and 7399 business services. Visa requires 3D Secure on online 8999 sales for merchants located in Singapore and Thailand.
| MCC | Meaning |
|---|---|
| 8999 | Professional services no more specific code covers. |
| 7392 | Strategy, planning, marketing, HR and PR consulting. |
| 7311 | Creating and placing advertising for clients for a fee. |
| 7333 | Commercial art and graphic design for businesses. |
| 7221 | Still or video portrait photography for the public. |
| 8299 | Courses and educational services no more specific code covers. |
| 7299 | Personal services no more specific code covers. |
| 7399 | Business services that are not professions and have no specific code. |
Services next to products
When one business sells both products and services, Visa's manual applies the same rule as for products: use the code for the line with the highest sales, or a separate code for each line. A brand that mainly sells coaching and a few branded products uses the service code.
Frequently asked questions
- What MCC does an online coach or course creator use?
- Courses and instruction fit 8299 Schools and Educational Services when no more specific education code applies. Business coaching and consulting fit 7392 Management, Consulting, and Public Relations Services.
- What MCC does a freelancer use?
- It depends on the work: 7333 for commercial art and graphic design, 7372 for programming and web design, 7311 for advertising, and 8999 for professional services no other code covers.