High-risk categories · Merchant category codes
What is MCC 7995 (Betting and Games of Chance)?
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MCC 7995 (Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting and Wagers) is the merchant category code for merchants that operate betting or games of chance to win prizes of money, including lottery tickets, casino chips and wagers. Visa requires every online gambling transaction to use 7995, even when gambling is not the main business. Visa treats card-absent sales under it as high-integrity risk, so the acquirer must register the merchant with Visa first. Stripe allows it only after you contact Stripe.
- Visa name
- Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting and Wagers
- Stripe name
- Betting/Casino Gambling
- Restricted by Stripe
- Yes: contact Stripe before using it
- Visa high-integrity risk
- Yes, for card-absent sales
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Entertainment and recreation"
- Typical products
- Online betting, Lottery tickets, Raffle tickets, Casino chips
What PlatformDTC does
PlatformDTC's payments setup lists 7995 in its Industry picker as "Betting and gambling" under "Entertainment and recreation"; typing 7995 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check. Stripe marks it restricted, so picking it in PlatformDTC is not enough on its own: Stripe has to be contacted before it can be used.
What sells under MCC 7995
Visa uses 7995 for merchants that operate betting or games of chance to win prizes of money, including lottery tickets, casino chips and wagers.
Visa requires every online gambling transaction to use 7995, even when gambling is not the main business.
- Online betting
- Lottery tickets
- Raffle tickets
- Casino chips
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5816 | Digital Goods – Games | You sell games of skill or in-game items without stakes |
Risk, 3D Secure and Stripe rules
7995 is on Visa's high-integrity risk list for card-absent sales. Before processing for such a merchant, the acquirer must be approved by Visa for high-integrity risk acquiring and register the merchant with Visa.
Stripe's list of supported codes marks it restricted: you must contact Stripe to use it.
Frequently asked questions
- Is MCC 7995 high risk?
- Yes. Visa lists 7995 as high-integrity risk for card-absent sales, so the acquirer must register the merchant with Visa before processing. Stripe also marks it restricted, so Stripe must approve it first.
- Can a PlatformDTC store use MCC 7995?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Entertainment and recreation", and typing 7995 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account. Because Stripe restricts it, Stripe also has to approve it.
Sources
Related
- 5912 — Pharmacies selling prescription and proprietary drugs.
- 5122 — Wholesale distributors of prescription and proprietary drugs.
- 5993 — Tobacco, cigarettes, e-cigarettes, cigars, pipes and smoking supplies.
- 5967 — Adult content and services accessed by phone, fax or internet.
- 7273 — Dating services, including online dating.