Health and beauty · Merchant category codes
What is MCC 5977 (Cosmetic Stores)?
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MCC 5977 (Cosmetic Stores) is the merchant category code for stores that sell cosmetics. A makeup or skincare brand fits here. Visa lists beauty supply stores under 5999 instead, and salons that provide services use 7230. Visa requires 3D Secure on its online sales for merchants located in Malaysia.
- Visa name
- Cosmetic Stores
- Stripe name
- Cosmetic Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- Required for merchants located in Malaysia
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Makeup, Cosmetics, Make-up stores
What PlatformDTC does
PlatformDTC's payments setup lists 5977 in its Industry picker as "Cosmetic stores" under "Retail"; typing 5977 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5977
Visa uses 5977 for stores that sell cosmetics.
A makeup or skincare brand fits here. Visa lists beauty supply stores under 5999 instead, and salons that provide services use 7230.
- Makeup
- Cosmetics
- Make-up stores
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5999 | Miscellaneous and Specialty Retail Shops | You sell beauty supplies and tools in a mixed range |
| 7230 | Beauty and Barber Shops | You mainly provide hair, nail or makeup services |
| 5968 | Direct Marketing – Continuity/Subscription Merchant | You sell cosmetics on a direct-marketing subscription |
Risk, 3D Secure and Stripe rules
5977 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Visa's rules require acquirers to process online sales under 5977 with Visa Secure (3D Secure) for merchants located in Malaysia. Elsewhere, 3D Secure for this code follows the general rules of the merchant's country and the issuer's request.
Frequently asked questions
- Is MCC 5977 high risk?
- No. 5977 is not on Visa's high-integrity risk list. Stripe does not mark it restricted. Visa does require 3D Secure on online 5977 sales for merchants located in Malaysia.
- Can a PlatformDTC store use MCC 5977?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5977 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5997 — Stores that sell electric razors and may repair them.
- 5975 — Hearing aids and supplies, often with repair work.
- 5976 — Prosthetic devices, orthotics and orthopedic goods.
- 8043 — Opticians who test eyes and make and sell eyeglasses and optical goods.
- 5047 — Wholesale distributors of medical, dental, ophthalmic and hospital equipment.