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Health and beauty · Merchant category codes

What is MCC 5047 (Medical, Dental and Hospital Equipment)?

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MCC 5047 (Medical, Dental, Ophthalmic and Hospital Equipment and Supplies) is the merchant category code for business-to-business or wholesale distributors of laboratory, surgical, dental or orthopedic equipment, wheelchairs, hospital equipment and similar supplies. It is a wholesale code: Visa describes it as business-to-business. A store selling health devices to consumers usually fits a retail code such as 5976 or 5975. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.

Visa name
Medical, Dental, Ophthalmic and Hospital Equipment and Supplies
Stripe name
Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies
Restricted by Stripe
No
Visa high-integrity risk
No
Visa 3D Secure rule for online sales
No rule tied to this code
In PlatformDTC's Industry picker
Yes, under "Medical services"
Typical products
Dental equipment, Hospital equipment and furniture, Wheelchairs, Safety equipment

What PlatformDTC does

PlatformDTC's payments setup lists 5047 in its Industry picker as "Medical and hospital equipment" under "Medical services"; typing 5047 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.

What sells under MCC 5047

Visa uses 5047 for business-to-business or wholesale distributors of laboratory, surgical, dental or orthopedic equipment, wheelchairs, hospital equipment and similar supplies.

It is a wholesale code: Visa describes it as business-to-business. A store selling health devices to consumers usually fits a retail code such as 5976 or 5975.

  • Dental equipment
  • Hospital equipment and furniture
  • Wheelchairs
  • Safety equipment

Codes it is confused with

Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.

CodeNameUse it instead when
5976Orthopedic Goods – Prosthetic DevicesYou sell orthopedic goods to consumers
5975Hearing Aids – Sales, Service, and SupplyYou sell hearing aids to consumers
5122Drugs, Drug Proprietaries, and Druggist SundriesYou distribute drugs, not equipment
Codes close to 5047 and when to use them instead

Risk, 3D Secure and Stripe rules

5047 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.

Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.

Frequently asked questions

Is MCC 5047 high risk?
No. 5047 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
Can a PlatformDTC store use MCC 5047?
Yes. It is in the Industry picker of PlatformDTC's payments setup under "Medical services", and typing 5047 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.

Sources

Related

Payments library