Electronics and music · Merchant category codes
What is MCC 5732 (Electronics Stores)?
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MCC 5732 (Electronics Stores) is the merchant category code for stores that sell electronic goods such as televisions, radios, cameras, computers, tablets and stereo components, and parts and accessories for them. A gadget or phone accessory store fits here. Large appliances fit 5722, and stores focused on cameras fit 5946. Visa requires 3D Secure on its online sales for merchants located in Hong Kong and Macau.
- Visa name
- Electronics Stores
- Stripe name
- Electronics Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- Required for merchants located in Hong Kong and Macau
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Personal computers, Audio and stereo equipment, Electronic parts, Tablets and televisions
What PlatformDTC does
PlatformDTC's payments setup lists 5732 in its Industry picker as "Electronics stores" under "Retail"; typing 5732 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5732
Visa uses 5732 for stores that sell electronic goods such as televisions, radios, cameras, computers, tablets and stereo components, and parts and accessories for them.
A gadget or phone accessory store fits here. Large appliances fit 5722, and stores focused on cameras fit 5946.
- Personal computers
- Audio and stereo equipment
- Electronic parts
- Tablets and televisions
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5722 | Household Appliance Stores | You sell household appliances |
| 5946 | Camera and Photographic Supply Stores | Most sales are cameras and photo gear |
| 5734 | Computer Software Stores | You sell software rather than hardware |
Risk, 3D Secure and Stripe rules
5732 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Visa's rules require acquirers to process online sales under 5732 with Visa Secure (3D Secure) for merchants located in Hong Kong and Macau. Elsewhere, 3D Secure for this code follows the general rules of the merchant's country and the issuer's request.
Frequently asked questions
- Is MCC 5732 high risk?
- No. 5732 is not on Visa's high-integrity risk list. Stripe does not mark it restricted. Visa does require 3D Secure on online 5732 sales for merchants located in Hong Kong and Macau.
- Can a PlatformDTC store use MCC 5732?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5732 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.