Merchant category codes
MCC codes for electronics and music
Checked
Physical electronics, cameras, musical instruments and records have their own codes. 5732 Electronics Stores covers TVs, computers, tablets, audio and parts. Cameras use 5946, instruments and sheet music 5733, and records and CDs 5735. Wholesale computer distributors use 5045. Software and downloads are not here; they belong to the digital goods codes 5734 and 5815 to 5818.
| MCC | Meaning |
|---|---|
| 5732 | TVs, computers, tablets, cameras, audio equipment, parts and accessories. |
| 5946 | Cameras, film, video equipment, printers and photo supplies. |
| 5733 | Musical instruments, pianos, guitars, sheet music and related supplies. |
| 5735 | Records, CDs and cassettes. |
| 5045 | Wholesale distributors of computer hardware, software and related equipment. |
3D Secure rules tied to electronics codes
Visa's rules make acquirers in some Asia-Pacific markets require Visa Secure (3D Secure) on online sales under certain codes. 5732 is on the list for merchants located in Hong Kong and Macau; 5045 is on it for Hong Kong, Macau and the Philippines.
Frequently asked questions
- What MCC does a phone accessories store use?
- Visa's 5732 Electronics Stores covers electronic goods and parts and accessories for them, so a phone accessory store usually fits it.
- Is MCC 5732 high risk?
- It is not on Visa's high-integrity risk list and Stripe does not restrict it. Visa requires 3D Secure on online 5732 sales for merchants located in Hong Kong and Macau.