Shopify Payments · Processing fees
What are Shopify Payments fees in the United Kingdom?
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Shopify Payments charges stores in the United Kingdom 2% + 25p per online payment with a standard card on the Basic plan, 1.7% + 25p on Grow, 1.5% + 25p on Advanced and 1.3% + 25p on Plus. American Express and international cards cost 3.1% + 25p on Basic. Using another payment provider adds Shopify's own fee of 2%, 1%, 0.6% or 0.2% by plan. Read from Shopify's United Kingdom pricing page on 31 October 2026.
- Domestic card
- 2% + 25p (Basic), 1.7% + 25p (Grow), 1.5% + 25p (Advanced), 1.3% + 25p (Plus)
- International card
- 3.1% + 25p (Basic) to 2.3% + 25p (Plus)
- Third-party provider fee
- 2% (Basic), 1% (Grow), 0.6% (Advanced), 0.2% (Plus)
- Monthly fee
- £25, £65 or £344 a month (Basic, Grow, Advanced, paid monthly); Plus from £1,800
What PlatformDTC does
Shopify charges its 0.2%–2% extra fee whenever a store in the United Kingdom takes cards through another provider. PlatformDTC charges no such fee and no plan fee: connect your own Stripe account or PayPal business account and the sales carry only that provider's rate, which on the £50,000 month above saves the £1,000.00 Shopify Basic would add.
Every rate
Shopify Payments online rates for stores in the United Kingdom, by plan, from the "Compare all features" table on Shopify's United Kingdom pricing page (read on 31 October 2026). In-person and local payment method rates are listed on the same page.
| Fee | Basic | Grow | Advanced | Plus |
|---|---|---|---|---|
| Plan price, paid monthly | £25 | £65 | £344 | from £1,800 |
| Online card, standard | 2% + 25p | 1.7% + 25p | 1.5% + 25p | 1.3% + 25p |
| Online card, American Express | 3.1% + 25p | 2.7% + 25p | 2.5% + 25p | 2.3% + 25p |
| Online card, international | 3.1% + 25p | 2.7% + 25p | 2.5% + 25p | 2.3% + 25p |
| Extra Shopify fee if you use another payment provider | 2% | 1% | 0.6% | 0.2% |
A worked month
Assumptions: plans paid monthly, every sale an online payment with a standard card issued in the United Kingdom, an average order of £50, no refunds or disputes. Each line is rounded to the cent.
£10,000.00 in 200 orders on Basic: 2% of £10,000.00 = £200.00, plus 200 × 25p = £50.00, so card fees are £250.00 (2.50% of sales). With the £25 plan the month costs £275.00.
£50,000.00 in 1,000 orders on Basic: 2% of £50,000.00 = £1,000.00, plus 1,000 × 25p = £250.00, so card fees are £1,250.00 (2.50% of sales). With the £25 plan the month costs £1,275.00.
Grow costs £40 a month more than Basic and saves 0.3% on every standard card sale, so it pays for itself above £13,333.33 of card sales a month.
If the same £50,000 month on Basic ran through another payment provider, Shopify would add its 2% fee: £1,000.00, on top of that provider's own card fees.
| Month | Plan | Plan price | Card fees | Total |
|---|---|---|---|---|
| £10,000 in 200 orders | Basic | £25 | £250.00 | £275.00 |
| £10,000 in 200 orders | Grow | £65 | £220.00 | £285.00 |
| £10,000 in 200 orders | Advanced | £344 | £200.00 | £544.00 |
| £50,000 in 1,000 orders | Basic | £25 | £1,250.00 | £1,275.00 |
| £50,000 in 1,000 orders | Grow | £65 | £1,100.00 | £1,165.00 |
| £50,000 in 1,000 orders | Advanced | £344 | £1,000.00 | £1,344.00 |
What raises your fees
The headline is the standard-card rate. These push the real cost up:
- American Express: 3.1% + 25p on Basic instead of 2% + 25p.
- International cards: 3.1% + 25p on Basic, 2.3% + 25p on Plus.
- Another payment provider: Shopify's own 2% (Basic), 1% (Grow), 0.6% (Advanced) or 0.2% (Plus) on every sale, plus that provider's fees.
- The plan itself: £25 to £344 a month paid monthly, which is a large share of a small store's costs.
- Small orders: the fixed 25p weighs more on a small basket. On a £10 order, Basic's 2% + 25p is 4.50% of the sale.
Frequently asked questions
- Can I avoid Shopify's third-party transaction fee in the United Kingdom?
- Only by taking payments with Shopify Payments. Any other provider on Shopify pays Shopify's 2% (Basic), 1% (Grow), 0.6% (Advanced) or 0.2% (Plus) on top of its own fees. On a platform without that fee, such as PlatformDTC, your own Stripe or PayPal account pays only its own rate.
- What does Shopify Payments charge for international cards in the United Kingdom?
- 3.1% + 25p on Basic, 2.7% + 25p on Grow, 2.5% + 25p on Advanced and 2.3% + 25p on Plus.
- Which Shopify plan is cheapest in the United Kingdom?
- At standard domestic card rates with monthly billing: Grow costs £40 a month more than Basic and saves 0.3% on every standard card sale, so it pays for itself above £13,333.33 of card sales a month. Below that, Basic costs less.
Sources
- Shopify pricing — United Kingdom — Shopify
Related
- Canada — Online cards 2.8% + CA$0.30 (Basic) to 2.15% + CA$0.30 (Plus); other providers add 2%–0.2%
- Australia — Online cards 1.7% + A$0.30 (Basic) to 1.15% + A$0.30 (Plus); other providers add 2%–0.2%
- Germany — Online cards 2.1% + €0.30 (Basic) to 1.3% + €0.30 (Plus); other providers add 2%–0.2%
- Ireland — Online cards 2% + €0.25 (Basic) to 1.4% + €0.25 (Plus); other providers add 2%–0.2%
- New Zealand — Online cards 2.65% + NZ$0.30 (Basic) to 2.25% + NZ$0.30 (Plus); other providers add 2%–0.2%
- Singapore — Online cards 3.2% + S$0.50 (Basic) to 2.9% + S$0.50 (Plus); other providers add 2%–0.2%