Does PayPal charge a monthly fee in Mexico?

For PayPal checkout payments you pay per payment received: 3.95% + MX$4.00 on a domestic payment, plus the international and conversion fees when they apply.

How much does PayPal charge for international payments in Mexico?

PayPal adds 0.5% from outside Mexico to the domestic percentage, and 3.5% above the base exchange rate if the money has to be converted. On a MX$1,000.00 payment from outside Mexico that is MX$48.50, against MX$43.50 for a domestic one.

What does a PayPal dispute cost in Mexico?

A chargeback on a card payment processed outside a PayPal account costs MX$110.00.

PayPal · Processing fees

What are PayPal's fees in Mexico?

Checked October 31, 2026

PayPal charges businesses in Mexico 3.95% + MX$4.00 for each domestic PayPal payment. Cards typed into your own checkout through PayPal card processing cost 3.55% + MX$4.00. Payments from abroad add 0.5% from outside Mexico. Converting currency costs 3.5% above the base exchange rate, and a card chargeback costs MX$110.00. Read from PayPal's Mexico fee page, checked 31 October 2026.

PayPal checkout: 3.95% + MX$4.00 per domestic payment
Domestic card: 3.55% + MX$4.00 (PayPal card processing in your own checkout)
International card: Add 0.5% from outside Mexico
Currency conversion: 3.5% above the base exchange rate
Disputes fee: MX$110.00 per card chargeback

What PlatformDTC does

PlatformDTC connects your own PayPal business account in Mexico: the PayPal button at checkout, and PayPal card processing for cards typed into your checkout. PlatformDTC adds no fee to those sales, so the MX$200,000 month above costs the same MX$8,700.00 on PlatformDTC, with no plan fee. PayPal card processing can also act as the backup when a card is declined on PlatformDTC Payments or your own Stripe account.

Every rate

Every rate below is copied from PayPal's fee page for Mexico, read on 31 October 2026. Each percentage is charged on the full payment, and the fixed fee of MX$4.00 is added to each payment received in Mexican pesos. Payments in other currencies carry that currency's own fixed fee from PayPal's table.

PayPal Mexico states that every amount and percentage on its fee page is subject to VAT (IVA), so add VAT to each fee here.

PayPal offers lower merchant rates in Mexico on application, by last month's domestic sales: 3.65% from MX$50,000, 3.45% from MX$250,000, 3.15% from MX$500,000 and 2.95% from MX$1,000,000, each plus the fixed fee.

Fee	Rate	When it applies
PayPal payment (commercial transactions)	3.95% + MX$4.00	The shopper pays with PayPal and the money comes from your own country.
Card processing in your own checkout	3.55% + MX$4.00	Visa, Mastercard and similar cards typed into the card form on your own checkout (PayPal Advanced Credit and Debit Card Payments).
International payment, sender in outside Mexico	+0.5%	Added to the domestic percentage when the payer's PayPal account or card is from abroad.
Currency conversion	3.5% above the base exchange rate	PayPal converts a payment or balance into another currency.
Card chargeback fee	MX$110.00	A card payment made outside a PayPal account or guest checkout is charged back by the card's bank.

PayPal business fees in Mexico, 31 October 2026

A worked month

Assumption: an average order of MX$1,000.00, every payment in Mexican pesos, no refunds or disputes.

MX$200,000.00 of sales in 200 domestic PayPal payments: 3.95% of MX$200,000.00 = MX$7,900.00; 200 × MX$4.00 = MX$800.00; total MX$8,700.00 (4.35% of sales).

MX$1,000,000.00 of sales in 1,000 domestic PayPal payments: 3.95% of MX$1,000,000.00 = MX$39,500.00; 1,000 × MX$4.00 = MX$4,000.00; total MX$43,500.00 (4.35% of sales).

The table adds the same months with a fifth of sales coming from outside Mexico, where PayPal adds 0.5% to the percentage on those payments only.

Add VAT to every total, as PayPal Mexico's fee page states.

Month	Mix	PayPal fees	Share of sales
MX$200,000 in 200 payments	All domestic PayPal payments	MX$8,700.00	4.35%
MX$200,000 in 200 payments	80% domestic, 20% from outside Mexico (+0.5%)	MX$8,900.00	4.45%
MX$200,000 in 200 payments	All domestic cards through PayPal card processing	MX$7,900.00	3.95%
MX$1,000,000 in 1,000 payments	All domestic PayPal payments	MX$43,500.00	4.35%
MX$1,000,000 in 1,000 payments	80% domestic, 20% from outside Mexico (+0.5%)	MX$44,500.00	4.45%
MX$1,000,000 in 1,000 payments	All domestic cards through PayPal card processing	MX$39,500.00	3.95%

One month of PayPal fees in Mexico (rounded to the cent)

What raises your fees

The headline 3.95% + MX$4.00 is the floor for a domestic PayPal payment in Mexico. These push the real cost up:

Payments from abroad: 0.5% from outside Mexico.
Currency conversion: 3.5% above the base exchange rate whenever PayPal converts the money.
Card chargebacks: MX$110.00 each.
Small orders: the fixed MX$4.00 weighs more on a small basket than on a large one.
VAT on every fee.

For developers

The fee PayPal took on each payment is returned on the capture in the Orders API (seller_receivable_breakdown.paypal_fee), so you can reconcile real fees against this page.

Frequently asked questions

Does PayPal charge a monthly fee in Mexico?: For PayPal checkout payments you pay per payment received: 3.95% + MX$4.00 on a domestic payment, plus the international and conversion fees when they apply.
How much does PayPal charge for international payments in Mexico?: PayPal adds 0.5% from outside Mexico to the domestic percentage, and 3.5% above the base exchange rate if the money has to be converted. On a MX$1,000.00 payment from outside Mexico that is MX$48.50, against MX$43.50 for a domestic one.
What does a PayPal dispute cost in Mexico?: A chargeback on a card payment processed outside a PayPal account costs MX$110.00.

Sources

PayPal fees for businesses, Mexico — PayPal